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8 Hard Truths about Church Giving to Help You Stay on Top of Your Church Fundraising

With changing times, churches too have begun to adopt technologies to spread God’s word to the people. From live streaming church services to accepting tithes online to sharing sermons online to running a virtual church, and more, churches are putting their best foot forward in advancing with the world.

When it comes to fundraising, nonprofits and other organizations are turning to newer methods to make it easy for people to donate. The reason being simple – people are always on their mobiles, looking for things to happen fast.

Churches shouldn’t be left behind either. They must also look for software and tools to fundraise and manage their supporters online. We’ll talk in detail about this in the following sections, as well as our all-in-one fundraising platform Donorbox that is helping thousands of churches across the world accept online tithes and offerings with utmost ease.

Let’s start without further ado.


1. You Can No Longer Rely on Generosity Only

According to Leviticus 27:30 (TLB), “A tenth of the produce of the land, whether grain or fruit, is the Lord’s, and is holy.” And Proverbs 3:9 (NIV) says, “Honor the Lord with your wealth, with the firstfruits of all your crops.” These verses are essentially saying to give a portion, specifically a tenth, of whatever one makes (aka one’s income) back to God. And firstfruits is saying that one should give first—before one does anything else with their money.

Tithing is a religious practice for most Christians. But long gone is the time when all that the churches had to do to raise money was tithe on Sundays and organize a congregation lunch once or twice per year.

There are a lot of important causes out there. People don’t necessarily support everything they believe to be important, even if they’re a generous person. So, random fundraising activities won’t cut it anymore.

To start off, your church will need a robust fundraising strategy.

In order to create an effective fundraising strategy for your church, you first need to be working with the right data. If your strategy is data-informed, you’re off to a good start.

In addition to the quantitative data that you might be collecting, communicate with your congregation directly. Create a simple survey with a few quick questions to help you understand the situation among your members. For example, you could explain that you’ve seen a little drop in giving recently and that you’re trying to figure out what’s going on and get some feedback anonymously. Even if your giving hasn’t dropped, you might be looking to architect a better fundraising strategy. In that case, you could ask your members what motivates them to keep giving and how can you make giving even easier for them.

2. Your Church Needs to Go Digital

If you want your church to still exist in a few years, you need to go digital. Online church giving is the future.

It’s more important than ever to focus on delivering strong, multichannel experiences for donors.

Relying on cash and checks is no longer an option. Churches must provide multiple avenues for their members to make financial contributions if they want everyone to participate. When faith-based organizations offer more giving methods, their members give more.

The below example is of a church fundraising page that helps the church accept online donations with a simple and fast donation form. The form includes suggested donation amounts that make it easy for people to decide how much to give. It also offers a dropdown to let donors designate their donations. These features help people connect better with your church and improves the giving process.



3. If You’re Not Mobile-First, You’re Going to Fall Behind

This is not the case just now and just with young donors. As these young donors grow older and as the wider audience becomes more familiar with mobile giving, mobile giving will slowly start becoming the norm.

In 2019, an estimated 26% of online donations were made using mobile devices. To succeed, your church needs to have a mobile-friendly website, a proven email marketing strategy, and seamless and effective donation forms.

Your donors’ mobile giving experience should be smooth. Ideally, you’d enable giving through a custom app where a donor would put in their information at one time, set it all up, and make a recurring donation or a one-time gift, and get their receipt.

If you’re not able to do that, the very next best thing is to make sure your website is optimized for mobile, as well as your donation forms. Your donation forms should be easy, mobile-friendly, and seamlessly integrated into your website.






4. Age is Important

While engaging young donors is important for many reasons, your fundraising efforts should not cater to them primarily.

The average age of U.S. donors is 63. Because the average age of the U.S. donor puts them 4 years past the 401(k) withdrawal minimum age, this means that fundraising strategies should be tailored primarily to retiree-aged church members.

Create and run an active campaign to reach and partner with age 63+ donors for your church, otherwise, you might be leaving a lion’s share of potential funds raised on the table.

Furthermore, age matters when it comes to the language you use. When you say the word “giving” in your church, what do you mean? It’s likely that you mean “financial giving”. And that’s what many of your Gen-X members understand too. But chances are, your younger members don’t. Millennials, for example, rank hospitality as the most important act of generosity. That means when you talk about giving and generosity, Millennials aren’t necessarily thinking about money.

So, if you’re looking to raise money, make sure you use very clear language to get your message across.

Beyond that, recognize that people are looking for broad ways to support organizations they care about. Don’t limit their choices to only monetary support.

Pro tip: 63+ might indeed be the average donor age in the U.S. However, it could be very useful to survey your donor base and find out the right target age for your church (if you already don’t have that information).

5. Mission Matters

When fundraising, share about the local and international work you are doing, whether that work takes the form of short-term mission trips, long-term missionary support, or inter-church partnerships.

People have increasingly more options for places and organizations to give to, and most of those organizations are not religiously affiliated. When your church asks a member to give, you’re competing with dozens of other organizations also asking them to give, to a variety of missions. When people want to help solve issues in our society, they often look for places outside of the church to meet those needs.

This is why it’s more important than ever to demonstrate the impact your church has on society.

Make sure you let every donor know what they have given and what’s happening with their donations. Make sure they hear stories from you. For example, send or show a video recap of ministry highlights along or pull your staff or key volunteers together and write personalized thank-you notes to accompany a church giving statement.

Pro tip: Measuring your impact is more important than ever – you can’t communicate impact if you don’t measure it. Read more in our crash course on measuring social impact.

6. You Might be The Obstacle

Church leadership might be the biggest obstacle to a church’s progress.

And this might be a hard pill to swallow.

Have you ever heard of a fixed mindset and a growth mindset?

“A “fixed mindset” assumes that our character, intelligence, and creative ability are static givens which we can’t change in any meaningful way, and success is the affirmation of that inherent intelligence. A “growth mindset,” on the other hand, thrives on challenge and sees failure not as evidence of unintelligence but as a heartening springboard for growth and for stretching our existing abilities.”

What does this mean in practice?

If a church leader believes that their church’s circumstances are set in stone – saying that the current situation is ‘just the way it is’ and ‘it can’t be changed’ ’ – this is an example of a fixed mindset.


7. How You Talk About Money is Important

There are few topics that scare church leaders as much as raising money. After all, most church leaders were neither called nor trained to be professional fundraisers. So fundraising can, understandably, be intimidating.

For church leaders, the topic of money is both a financial and a spiritual issue. As a church leader, you can’t lead a healthy and growing church without leading people into generosity. These two things go hand in hand.

The health of our relationship with money is not determined by how much money we have or don’t have. In fact, studies have shown the more money people have, the less generous they are.  When it comes to money, it’s all about beliefs, attitudes, and mindset.

According to Thrivent Financial, most people hold one of five distinct attitudes towards their relationship with money and all they own.

  • Surviving. Feeling drained, trapped, with little sense of hope.
  • Struggling. Feeling strapped in the present and anxious about the future.
  • Stable. Feeling OK, experiencing relative calm but hoping for more.
  • Secure. Feeling mostly confident.
  • Surplus. Feeling grateful and ready to share.

And these are attitudes, not objective ‘amounts’ or milestones. For example, someone might be feeling a ‘surplus’ while earning much less than someone else who’s feeling like they’re ‘struggling’.

A healthy approach to talking about money in the church should not be built around preaching passionate sermons after a few weeks of low offerings. Instead, be intentional, and plan your communication about money throughout the year, carefully deploying your key messages at strategic times.

Essentially, preaching about church giving and preaching about money is not the same. Generosity is certainly an important component of being a good steward, but there’s much more – spending, debt, contentment, saving, stewardship, communication, faith, and trust.

8. Tend to Your Garden First

Church leaders spend a lot of their time and energy thinking about how to get more people to give. And that’s a valid concern. It’s necessary to consider how to best invite church members to give.

But the very first thing you should do if you want more people to engage in giving to your church is developing a hardy strategy for your existing donors.

A happy congregation will keep giving, will give more, and its members will encourage and inspire each other to give – doing some of the fundraising heavy-lifting for you.

Start saying thank you to your donors immediately. Take the first opportunity to connect their gift to the mission. Communicate regularly with your donor base and appreciate their gifts.

Send hand-written notes and organize donor get-togethers.


  • Phillip Ashley
    Posted February 9, 2024 at 5:01 pm

    Phillip Ashley

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    Posted February 10, 2024 at 3:51 pm

    Kathryn Brewer

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    Posted February 12, 2024 at 10:51 am

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    Posted February 19, 2024 at 8:19 pm

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    Posted February 21, 2024 at 11:57 am

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    Posted February 24, 2024 at 5:11 am

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